Our Services - Plascencia Master Agency USA

Here are a few of our Services

Living Trust

BEST IN OUR FIELD

What is a Trust ?

A living trust is a legal arrangement established by an individual (the grantor) during their lifetime to protect their assets and direct their distribution after the grantor’s death.

It is an estate planning tool that can help family members and beneficiaries avoid a lengthy, public, complex, and sometimes costly, probate process.

What can i put in my trust

Stock and bond certificates and safe deposit boxes
Mutual fund accounts, brokerage accounts
Money market accounts, certificates of deposit
Checking and saving accounts, and cash
Money owed to you
Life insurance policies

Annuities

What is an annuity

Annuities are tax-advantaged, meaning taxes can be deferred as they grow. When it comes to variable annuities, you can also receive a death benefit in case you pass away before receiving payments. For fixed index annuities, your money is tied directly to a financial index and has flexible interest rates. Furthermore, compared to other kinds of investments, these may better protect your money from major stock market risks.

What are the benefits of an annuity

The primary benefits of buying an annuity include principal protection, the potential for guaranteed lifetime income and the option to leave money to your beneficiaries. Some annuities may also be optimized to help pay for long-term care.ent.

Whole Life Insurance

Term Vs. Whole Life Insurance

Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—if you can keep up with the premium payments. Whole life premiums can cost five to 15 times more than term policies with the same death benefit, so they may not be an option for budget-conscious consumers.

Deliver Measurable Results

We raise the bar on IT consulting service by always measuring, reporting and improving along the way. With our technology consulting service, your business can focus its operational efforts on its critical business goals.

Mortgage Protection

What is a Mortgage Protection ?

While mortgage insurance protects the lender, homeowners insurance protects your home, the contents of your home and you as the homeowner. Once your mortgage is paid off, you have 100 percent equity in your home, so homeowners insurance may become even more crucial to your financial well-being.

What is Supplemental Income ?

Supplemental disability insurance is an individual insurance policy that can help to protect your income in the event that you become sick or have an accident that results in disability, prohibiting you from working.

How does Supplemental Income work ?

Simply put, income protection is a long-term insurance policy that replaces or supplements your income if you are retrenched, get a critical illness or become disabled so that you cannot earn a living for a while, or permanently. Income protection is a safety net during difficult times.

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